SFU 2990 Credit and Safe Deposit Law
SFU 2990 Credit and Safe Deposit Law
After having completed the course, the students shall have gained an insight into legal issues that have particular importance for practising the credit and safe deposit functions in banks. This knowledge will enable them to secure the rights, interests and duties of the bank in an optimal way in connection with the securing and recovery of the banks claims.
Acquired Knowledge
After completing the course students should have knowledge of legal issues that are of particular importance in the performance of credit and depository functions in the bank.
The course will provide participants with knowledge that enables them to act so that the bank's rights, interests and obligations are met in the best manner in connection with the protection and recovery of the bank's requirements.
Have an awareness of the laws, rules and agreements that govern the legal relationship between the parties and respect them.
The course Credit and Safe Deposit Law covers legislation that has particular significance for the collateral that is required/provided for bank loans and the rules that are important for the banks rights and interests in competition with other rightful claimants. The main emphasis is placed on the law of mortgages and pledges and the law of bankruptcy. The following issues are included in the course:
- Law of negotiable financial instruments
- Law of mortgages and pledges
- Deed registry and registration
- Debt enforcement
- Bankruptcy/composition with creditors (debt negotiations)
The study period is as a norm one semester. Four teaching sessions total 7 days are offered.
In addition to lectures, group discussions will be used for dialogue and further exploration of certain subjects.
There are three voluntary written hand-in exercises during the course, and a voluntary project assignment.
The hand ins and the project assignment is an important part of the learning process, that gives the students oppourtunity to get feedback from faculty.
The project assignment can be done individually or in group of two or three students.
This course together with SFU 0582 Loan Risk Management (15 ECTS) is approved as a bachelor programme in the Bachelor of Management degree.
Higher Education Entrance Qualification.
One of the following courses provides the required prerequisites: Personal Financial Planning and Legal Consequences I, Personal Financial Planning and Legal Consequences II or equivalent. Other legal subjects or relevant work experience may also provide sufficient previous knowledge (individual assessment).
| Exam category | Weight | Invigilation | Duration | Support materials | Grouping | Comment exam |
|---|---|---|---|---|---|---|
| Exam category: Submission Form of assessment: Written submission Exam code: SFU 29906 Grading scale: ECTS Grading rules: Internal and external examiner Resit: Examination when next scheduled course | 100 | Yes | 5 Hour(s) |
| Individual | A five-hour written individual exam completes the course. |
| Activity | Duration | Comment |
|---|---|---|
Teaching | 56 Hour(s) | Attendance at lectures (four sessions totaling 7 days) |
Student's own work with learning resources | 139 Hour(s) | Work on voluntary project assignment incl. voluntary hand-ins and tutorials |
Prepare for teaching | 200 Hour(s) | Self-tuition and preparations for teaching sessions |
Examination | 5 Hour(s) | Exam |
A course of 1 ECTS credit corresponds to a workload of 26-30 hours. Therefore a course of 15 ECTS credit corresponds to a workload of at least 400 hours.