FAK 2625 Motor Insurance

FAK 2625 Motor Insurance

Course code: 
FAK 2625
Department: 
Law and Governance
Credits: 
7.5
Course coordinator: 
Ina Due-Tønnessen
Product category: 
Executive
Portfolio: 
Course in Insurance
Semester: 
2018 Autumn
Active status: 
Active
Teaching language: 
Norwegian
Course type: 
One semester
Introduction

The course will give a broad introduction to the topic motor vehicle insurance. Mandatory in authorization of claims handlers dealing with motor vehicle damages and insurance advisors regarding private property insurance.

Learning outcomes - Knowledge

The students shall obtain essential knowledge of insurance terms and rules and regulations concerning motor insurance.

Learning outcomes - Skills

This course will give students ability to give advice in most topics related to insurance terms and insurance law concerning motor insurance. The students will also know how to use this knowledge in claims handling.

Learning Outcome - Reflection

During the course, the students should have acquired a conscious attitude to the fact that their professional choices and advises first and foremost are of importance for other people than themselves.

Course content

The Insurance Contract/ The Insurance Contracts Act

  • Regulation regarding formation of contract, premium rating and claims handling. Duty of disclosure, Insurance certificate, limitations, limitation period/ cancellations, complaint handlings, complaint boards, fraud.

Terms regarding Motor Insurance

  • Terms regulation regarding who is insured, what is insured, where is the insurance valid.
  • Terms regulation regarding what kind of damages is covered/not covered, limitations, special types of coverage.
  • Regulations regarding claims handling.

Motor vehicle liability

  • Motor Vehicle liability Act.
  • Rules and regulation.
  • Limitations and regulations regarding damage caused by unknown or uninsured vehicle.
  • Rules and regulations regarding accomplish liability by the claimant and regulation regarding collisions.

Ratings and risk factors regarding Motor Insurance

  • Central principles of rating, including rating of due to location, mileage, minimum age- high risk, types of insurance and safety measures.
  • Elements of risk regarding liability insurance and comprehensive insurance. -Calculation of premium .
  • Bonus scheme, methods of bonus allocation.

Loss prevention

  • Philosophy of loss preventioni
  • Road safety

Leisure boat insurance

  • Terms, regulations and ratings
  • Standard policy conditions
Learning process and requirements to students

Part-time
Organized as E-Learning based on self-tuition and 4 send-ins (not mandatory).
Intensive three-days seminars are organized but participation is not mandatory.

Software tools
No specified computer-based tools are required.
Qualifications

Higher Education Entrance Qualification

Required prerequisite knowledge

The student needs basic knowledge of the Norwegian Insurance Industry. The courses Introduction to Insurance or similar should be completed. Experience from work in the Insurance Indusstry is an important source of understanding as well.

Exam categoryWeightInvigilationDurationSupport materialsGroupingComment exam
Exam category:
Submission
Form of assessment:
Written submission
Exam code:
FAK 26251
Grading scale:
ECTS
Grading rules:
Internal and external examiner
Resit:
Examination when next scheduled course
100Yes4 Hour(s)
  • All printed and handwritten support materials
  • BI-approved exam calculator
  • Simple calculator
Individual 4 hours individual written exam. If used for Authorization the candidate must obtain at least grade C.
Exams:
Exam category:Submission
Form of assessment:Written submission
Weight:100
Invigilation:Yes
Grouping (size):Individual
Support materials:
  • All printed and handwritten support materials
  • BI-approved exam calculator
  • Simple calculator
Duration:4 Hour(s)
Comment:4 hours individual written exam. If used for Authorization the candidate must obtain at least grade C.
Exam code:FAK 26251
Grading scale:ECTS
Resit:Examination when next scheduled course
Exam organisation: 
Ordinary examination
Total weight: 
100
Workload activityDurationType of durationComment student effort
Teaching21Hour(s)Participation on an intensive 3-days-seminar
Submission(s)19Hour(s)4 send-inns (not mandatory)
Self study156Hour(s)Curriculum and exercises
Examination4Hour(s)Exam
Expected student effort:
Workload activity:Teaching
Duration:21 Hour(s)
Comment:Participation on an intensive 3-days-seminar
Workload activity:Submission(s)
Duration:19 Hour(s)
Comment:4 send-inns (not mandatory)
Workload activity:Self study
Duration:156 Hour(s)
Comment:Curriculum and exercises
Workload activity:Examination
Duration:4 Hour(s)
Comment:Exam
Sum workload: 
200

A course of 1 ECTS credit corresponds to a workload of 26-30 hours. Therefore a course of 7,5 ECTS credit corresponds to a workload of at least 200 hours.

Talis literature

Obligatorisk/Compulsory

Book
Authors/Editors År Tittel Edition Publisher StudentNote
Bakke, Jan; Haugen, Einar; Haukeland, Nils; Hefre, Tor-Eilif cop. 2012 Grunnleggende skadebehandling 6. utg BI Forsikring Utdrag fra boka: kapitlene 1,3, 7 og 8
Borgen, Ole Jacob; Sanders, Wenche; Bø, Nils-Petter; Hefre, Tor-Eilif cop. 2009 Fritidsbåtforsikring 3. utg BI Forsikring  
Plogvoll, Stein; Sollie, Harald; Andresen, Ole 2013 Motorvognforsikring 5. utg BI Forsikring  
Document
Authors/Editors År Tittel Edition Publisher StudentNote
Trosdahl, Kristian 2012 Skadeforebygging: artikkelsamling 12. utg BI Forsikring Utdrag fra boka, kap. 1 og 6. Resten av boka som kursorisk pensum for autorisasjonskandidater.
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