APPLIES TO ACADEMIC YEAR 2016/2017
FAK 2625 Motor Insurance
Responsible for the course
Department of Law
According to study plan
Language of instruction
The course will give a broad introduction to the topic motor vehicle insurance. Mandatory in authorization of claims handlers dealing with motor vehicle damages and insurance advisors regarding private property insurance.
The students shall obtain essential knowledge of insurance terms and rules and regulations concerning motor insurance.
This course will give students ability to give advice in most topics related to insurance terms and insurance law concerning motor insurance. The students will also know how to use this knowledge in claims handling.
During the course, the students should have acquired a conscious attitude to the fact that their professional choices and advises first and foremost are of importance for other people than themselves.
The student needs basic knowledge of the Norwegian Insurance Industry. The courses Introduction to Insurance or similar should be completed. Experience from work in the Insurance Indusstry is an important source of understanding as well.
Borgen, Ole Jacob ... [et al.]. 2009. Fritidsbåtforsikring. 3. utg. BI Forsikring. 83
Sollie, Harald og Andresen, Ole, m.fl. 2013. Motorvognforsikring. 5. utg. BI Forsikring. 334 s. Boken er revidert av Stein Plogvoll, Gjensidige forsikring
Bakke, Jan. 2012. Grunnleggende skadebehandling. 6. utg. BI Forsikring. 70 sider/ Utdrag fra boka: kapitlene 1,3, 7 og 8
Collection of articles:
Trosdahl, Kristian, red.. 2012. Skadeforebygging - Artikkelsamling. 12. BI Forsikring. 32/ Utdrag fra boka, kap. 1 og 6. Resten av boka som kursorisk pensum for autorisasjonskandidater
Lover, forskrifter og utdelt materiell.
The Insurance Contract/ The Insurance Contracts Act
- Regulation regarding formation of contract, premium rating and claims handling. Duty of disclosure, Insurance certificate, limitations, limitation period/ cancellations, complaint handlings, complaint boards, fraud.
Terms regarding Motor Insurance
- Terms regulation regarding who is insured, what is insured, where is the insurance valid.
- Terms regulation regarding what kind of damages is covered/not covered, limitations, special types of coverage.
- Regulations regarding claims handling.
Motor vehicle liability
- Motor Vehicle liability Act.
- Rules and regulation.
- Limitations and regulations regarding damage caused by unknown or uninsured vehicle.
- Rules and regulations regarding accomplish liability by the claimant and regulation regarding collisions.
Ratings and risk factors regarding Motor Insurance
- Central principles of rating, including rating of due to location, mileage, minimum age- high risk, types of insurance and safety measures.
Elements of risk regarding liability insurance and comprehensive insurance.
-Calculation of premium .
- Bonus scheme, methods of bonus allocation.
- Philosophy of loss preventioni
- Road safety
Leisure boat insurance
- Terms, regulations and ratings
- Standard policy conditions
Learning process and workload
Organized as distance education based on self-tuition and 4 send-ins (not mandatory).
Intensive three-days seminars are organized but participation is not mandatory.
Recommended workload in hours:
|Participation on an intensive 3-days-seminar||
|4send-inns (not mandatory)||
|Curriculum and exercises||
|Total recommended use of time||
4 hours individual written exam. If used for Authorization the candidate must obtain at least grade C.
FAK 26251 - Written examination, which account for 100 % of the final grade in the course FAK 2625 Motor Insurance, 7,5 credits.
Examination support materials
All support materials allowed including a BI-defined exam calculator. TEXAS INSTRUMENTS BA II Plus™
Examination support materials are specified under examination information in our web-based Student Handbook. Please note the use of calculator and dictionary. http://www.bi.edu/studenthandbook/examaids
A re-sit is held at the next scheduled exam in the course.