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EBA 3600 Financial Technology

EBA 3600 Financial Technology

Course code: 
EBA 3600
Course coordinator: 
Alessandro Graniero
Course name in Norwegian: 
Financial Technology
Product category: 
Bachelor of Data Science for Business - Programme Courses
2023 Autumn
Active status: 
Level of study: 
Teaching language: 
Course type: 
One semester

Financial technology (Fintech) refers to the digitalization and technological innovations in the financial industry, which has transformed and continues to disrupt financial markets, institutions and services, as well as offers alternative payment systems using digital currencies. The aim of this course is threefold: (i) to cover the origins and the current trends of Fintech in all aspects of the financial industry, (ii) to envision the potentials of technology in improving financial services and the efficiency of financial markets, and (iii) to understand the potential threats and risks posed by digitalization. Several new financial technology companies aim to decentralize current financial systems and markets, while others pose threats to the traditional financial institutions whose services rely more on the human factors and less on the information technology. Facing these threats, the incumbent financial institutions respond by modernizing their services through embracing Fintech and digitalizing their services.

Learning outcomes - Knowledge

The student will

  • Understand the history, current state and trends of Fintech
  • Be able to map the Fintech ecosystem
  • Understand the role of banks and Fintech companies
  • Understand the regulatory challenges posed by Fintech
Learning outcomes - Skills

The student will be able to

  • Evaluate the impact of Fintech on the strategies and performance of both banks and Fintech companies
  • Analyze Fintech companies and ideas
  • Implement Fintech ideas
General Competence

The students should learn Fintech industry in Norway and other countries. The students should be able to analyze and criticize how banks embrace the emergence of Fintech companies.

Course content

The course will cover the following topics and more:

  • Digitalization and the Financial System
  • Fintech and how banks embrace it
  • Payment: how it used to work, how it works in Fintech domain, key players in Fintech domain, regulations such as psd2, financial inclusion, cashless society
  • Financing: how it used to work, how it works in Fintech domain, p2p lending, crowdfunding, key players in Fintech domain, related regulations, trading
  • Blockchain: how it works, digital currency
Teaching and learning activities

There will be a series of lectures (possibly some guest lectures), interactive class activities and case discussions, for which active class participation is essential.

Software tools
No specified computer-based tools are required.
Additional information

Starting in the autumn of 2023, the form of evaluation in this course has changed from two exam codes (EBA 36001 and EBA 36002) to one exam code (EBA 36003).

A re-sit examination is offered in the former exam codes EBA 36001 and EBA 36002 in autumn 2023 and last time in spring 2024.


Higher Education Entrance Qualification


Deviations in teaching and exams may occur if external conditions or unforeseen events call for this.

Required prerequisite knowledge

No specific prerequisites are required.

Exam category: 
Form of assessment: 
Written submission
Group/Individual (3 - 5)
1 Semester(s)
Exam code: 
EBA 36003
Grading scale: 
Examination every semester
Type of Assessment: 
Ordinary examination
Total weight: 
Student workload
42 Hour(s)
Student's own work with learning resources
48 Hour(s)
Prepare for teaching
110 Hour(s)
Sum workload: 

A course of 1 ECTS credit corresponds to a workload of 26-30 hours. Therefore a course of 7,5 ECTS credit corresponds to a workload of at least 200 hours.